Fees
At Bloomsbury Money, we believe in full transparency. Our fees are aligned with your risk category (Low, Medium or High) and reflect the level of compliance, monitoring and infrastructure required to support your account.
This Fee Schedule, together with any appendices or schedules as amended from time to time (the “Fee Schedule”), sets out the basis on which Bloomsbury Money LLC (“we”, “us” or “our”) will levy fees upon the party identified on the signature page of the Participant Agreement (“you” or the “Participant”).
Agreement of Fees:Fees shall be agreed with you on a case-by-case basis and may be varied from time to time. The fees applicable to you will be confirmed in writing upon completion of the onboarding process.
Standard Fees:The standard fee schedule is published at bloomsburymoney.com/fees For the avoidance of doubt, the fees set out in the published fee schedule constitute our standard fees.
Determination of Fees:The fees applicable to you are determined by reference to a range of factors including, without limitation, your jurisdiction, risk profile, payment frequency, and the requirements of ongoing transaction monitoring.
Variation of Fees:We reserve the right, at our discretion, to amend the fees applicable to you from time to time. Any such amendments shall be notified to you in writing.
For more information on fees, please view our full fee schedule downloadable here
Fee Schedule
Account
Monthly Maintenance Fee
Covers due diligence, monitoring, and compliance overheads. Waived if outbound payments exceed threshold.
Low Risk
£530
Waived if > £5m outbound/month
Medium Risk
£1,700
Waived if > £10m outbound/month
High Risk
£5,300
Waived if > £25m outbound/month
Account Opening Fee
One-time AML/KYC onboarding. Offset against first invoice.
£5,000
Minimum Monthly Commitment (MMC)
Ensures sufficient activity; if not met, shortfall invoiced. Covers transaction, transfer & card fees.
Low Risk
£5,000
Medium Risk
£10,000
High Risk
£25,000
Inactivity Fee
Charged after 6 months with no transactions.
£1,000/month
Multi-currency IBAN Issuance
Per additional unique IBAN.
£10 per transaction
Transactions
Bloomsbury Inter-network Transfer
Payments in same currency between Bloomsbury accounts.
Free
Payment Processing Fee (per £100 over £100k)
Applied to notional amount above £100,000 per transaction.
Low Risk
£0.15
Medium Risk
£0.50
High Risk
£1.00
Flat Fee (per payment)
Charged on all incoming & outgoing payments.
£3
Small Payment Surcharge
Applies to outgoing payments under £100,000.
£1
Overdrawn Balance Fee
Daily charge on exceeded balance.
1% of overdrawn
Rolling Reserve (on incoming payments)
Funds held temporarily to cover recalls.
Low Risk
Not applied
Medium Risk
Not applied
High Risk
Up to 8% held for up to 120 days (case-by-case)
Real-Time Payments
Instant transfers, available after 180 days in good standing.
£20 per transaction
Money Transfer
International Transfer
Cross-border payments, includes compliance checks.
£15
Domestic Transfer
Local payment in domestic system.
£5
Foreign Exchange (FX)
Markup on interbank rate.
0.5%
Cards
Card Issuance (Physical)
Per new physical card.
£20
Virtual / Tokenised Card
Issued instantly.
Free
Card Replacement
Lost/damaged card reissue.
£50
POS Transactions
Payments made via card.
£1 per transaction
ATM Withdrawals
Fee per withdrawal.
£5 + 1%
Chargeback Fee
When a dispute is raised.
£35 + pass-through costs
Service & Support
Request for Information (RFI)
Administrative cost for compliance or operational info.
£250
Statement / Reporting
Detailed or physical copy. Digital is free.
£25
API Access Fee
Business-only setup cost for API integration.
£5,000
For more information on fees, please view our full fee schedule downloadable here
Fee Schedule
Move forward with confidence
Bloomsbury’s services go beyond banking products - they represent a partnership. Whether you’re building a business or managing personal wealth, our platform and team are here to help you succeed globally.
Open an account
Fees
At Bloomsbury Money, we believe in full transparency. Our fees are aligned with your risk category (Low, Medium or High) and reflect the level of compliance, monitoring and infrastructure required to support your account.
This Fee Schedule, together with any appendices or schedules as amended from time to time (the “Fee Schedule”), sets out the basis on which Bloomsbury Money LLC (“we”, “us” or “our”) will levy fees upon the party identified on the signature page of the Participant Agreement (“you” or the “Participant”).
Agreement of Fees:Fees shall be agreed with you on a case-by-case basis and may be varied from time to time. The fees applicable to you will be confirmed in writing upon completion of the onboarding process.
Standard Fees:The standard fee schedule is published at bloomsburymoney.com/fees For the avoidance of doubt, the fees set out in the published fee schedule constitute our standard fees.
Determination of Fees:The fees applicable to you are determined by reference to a range of factors including, without limitation, your jurisdiction, risk profile, payment frequency, and the requirements of ongoing transaction monitoring.
Variation of Fees:We reserve the right, at our discretion, to amend the fees applicable to you from time to time. Any such amendments shall be notified to you in writing.
For more information on fees, please view our full fee schedule downloadable here
Fee Schedule
Account
Monthly Maintenance Fee
Covers due diligence, monitoring, and compliance overheads. Waived if outbound payments exceed threshold.
Low Risk
£530
Waived if > £5m outbound/month
Medium Risk
£1,700
Waived if > £10m outbound/month
High Risk
£5,300
Waived if > £25m outbound/month
Account Opening Fee
One-time AML/KYC onboarding. Offset against first invoice.
£5,000
Minimum Monthly Commitment (MMC)
Ensures sufficient activity; if not met, shortfall invoiced. Covers transaction, transfer & card fees.
Low Risk
£5,000
Medium Risk
£10,000
High Risk
£25,000
Inactivity Fee
Charged after 6 months with no transactions.
£1,000/month
Multi-currency IBAN Issuance
Per additional unique IBAN.
£10 per transaction
Transactions
Bloomsbury Inter-network Transfer
Payments in same currency between Bloomsbury accounts.
Free
Payment Processing Fee (per £100 over £100k)
Applied to notional amount above £100,000 per transaction.
Low Risk
£0.15
Medium Risk
£0.50
High Risk
£1.00
Flat Fee (per payment)
Charged on all incoming & outgoing payments.
£3
Small Payment Surcharge
Applies to outgoing payments under £100,000.
£1
Overdrawn Balance Fee
Daily charge on exceeded balance.
1% of overdrawn
Rolling Reserve (on incoming payments)
Funds held temporarily to cover recalls.
Low Risk
Not applied
Medium Risk
Not applied
High Risk
Up to 8% held for up to 120 days (case-by-case)
Real-Time Payments
Instant transfers, available after 180 days in good standing.
£20 per transaction
Money Transfer
International Transfer
Cross-border payments, includes compliance checks.
£15
Domestic Transfer
Local payment in domestic system.
£5
Foreign Exchange (FX)
Markup on interbank rate.
0.5%
Cards
Card Issuance (Physical)
Per new physical card.
£20
Virtual / Tokenised Card
Issued instantly.
Free
Card Replacement
Lost/damaged card reissue.
£50
POS Transactions
Payments made via card.
£1 per transaction
ATM Withdrawals
Fee per withdrawal.
£5 + 1%
Chargeback Fee
When a dispute is raised.
£35 + pass-through costs
Service & Support
Request for Information (RFI)
Administrative cost for compliance or operational info.
£250
Statement / Reporting
Detailed or physical copy. Digital is free.
£25
API Access Fee
Business-only setup cost for API integration.
£5,000
For more information on fees, please view our full fee schedule downloadable here
Fee Schedule
Move forward with confidence
Bloomsbury’s services go beyond banking products - they represent a partnership. Whether you’re building a business or managing personal wealth, our platform and team are here to help you succeed globally.
Open an account
Fees
At Bloomsbury Money, we believe in full transparency. Our fees are aligned with your risk category (Low, Medium or High) and reflect the level of compliance, monitoring and infrastructure required to support your account.
This Fee Schedule, together with any appendices or schedules as amended from time to time (the “Fee Schedule”), sets out the basis on which Bloomsbury Money LLC (“we”, “us” or “our”) will levy fees upon the party identified on the signature page of the Participant Agreement (“you” or the “Participant”).
Agreement of Fees:Fees shall be agreed with you on a case-by-case basis and may be varied from time to time. The fees applicable to you will be confirmed in writing upon completion of the onboarding process.
Standard Fees:The standard fee schedule is published at bloomsburymoney.com/fees For the avoidance of doubt, the fees set out in the published fee schedule constitute our standard fees.
Determination of Fees:The fees applicable to you are determined by reference to a range of factors including, without limitation, your jurisdiction, risk profile, payment frequency, and the requirements of ongoing transaction monitoring.
Variation of Fees:We reserve the right, at our discretion, to amend the fees applicable to you from time to time. Any such amendments shall be notified to you in writing.
For more information on fees, please view our full fee schedule downloadable here
Fee Schedule
Account
Monthly Maintenance Fee
Covers due diligence, monitoring, and compliance overheads. Waived if outbound payments exceed threshold.
Low Risk
£530
Waived if > £5m outbound/month
Medium Risk
£1,700
Waived if > £10m outbound/month
High Risk
£5,300
Waived if > £25m outbound/month
Account Opening Fee
One-time AML/KYC onboarding. Offset against first invoice.
£5,000
Minimum Monthly Commitment (MMC)
Ensures sufficient activity; if not met, shortfall invoiced. Covers transaction, transfer & card fees.
Low Risk
£5,000
Medium Risk
£10,000
High Risk
£25,000
Inactivity Fee
Charged after 6 months with no transactions.
£1,000/month
Multi-currency IBAN Issuance
Per additional unique IBAN.
£10 per transaction
Transactions
Bloomsbury Inter-network Transfer
Payments in same currency between Bloomsbury accounts.
Free
Payment Processing Fee (per £100 over £100k)
Applied to notional amount above £100,000 per transaction.
Low Risk
£0.15
Medium Risk
£0.50
High Risk
£1.00
Flat Fee (per payment)
Charged on all incoming & outgoing payments.
£3
Small Payment Surcharge
Applies to outgoing payments under £100,000.
£1
Overdrawn Balance Fee
Daily charge on exceeded balance.
1% of overdrawn
Rolling Reserve (on incoming payments)
Funds held temporarily to cover recalls.
Low Risk
Not applied
Medium Risk
Not applied
High Risk
Up to 8% held for up to 120 days (case-by-case)
Real-Time Payments
Instant transfers, available after 180 days in good standing.
£20 per transaction
Money Transfer
International Transfer
Cross-border payments, includes compliance checks.
£15
Domestic Transfer
Local payment in domestic system.
£5
Foreign Exchange (FX)
Markup on interbank rate.
0.5%
Cards
Card Issuance (Physical)
Per new physical card.
£20
Virtual / Tokenised Card
Issued instantly.
Free
Card Replacement
Lost/damaged card reissue.
£50
POS Transactions
Payments made via card.
£1 per transaction
ATM Withdrawals
Fee per withdrawal.
£5 + 1%
Chargeback Fee
When a dispute is raised.
£35 + pass-through costs
Service & Support
Request for Information (RFI)
Administrative cost for compliance or operational info.
£250
Statement / Reporting
Detailed or physical copy. Digital is free.
£25
API Access Fee
Business-only setup cost for API integration.
£5,000
For more information on fees, please view our full fee schedule downloadable here
Fee Schedule
Move forward with confidence
Bloomsbury’s services go beyond banking products - they represent a partnership. Whether you’re building a business or managing personal wealth, our platform and team are here to help you succeed globally.
Open an account